Pro IPO refers to a company's strategy of allocating shares in an Initial Public Offering (IPO) based on a proportional basis, meaning investors receive shares in proportion to their application amount or the number of shares they requested, rather than a lottery system.
Non-Convertible Debentures (NCDs) are fixed-income instruments issued by companies to raise long-term capital, offering investors a fixed interest rate and a predetermined maturity date, but without the option to convert them into equity shares.
Market-linked debentures (MLDs) are fixed-income instruments where returns are tied to the performance of a specific market index (like Nifty 50) or benchmark, offering potential for higher returns than traditional bonds, but also carrying market risk.
Structured debt involves creating customized financial instruments, often a mix of different debt products, to meet the specific financing needs of a borrower and the investment criteria of a lender, offering flexibility in risk, return, and maturity.
Health insurance offers financial protection against medical costs, covering hospitalization, surgeries, and other healthcare expenses, ensuring access to quality treatment without financial strain and providing peace of mind.